Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Tuesday, August 26, 2014

Choices

When it comes to money, my mom and dad are on the opposite ends of the spectrum. My dad loves to buy things and does so often and freely with no regard for cost. My mom, on the other hand, doesn't buy something unless it's "half of half of half" off. Depending on the day, I can be on either end of the spectrum, but most of the time I am more like my mom. As a result, my relationship with money is plagued with anxiety and guilt.

For example, when my ex and I were at the airport on the way to our honeymoon, I bought a neck pillow because we had a long flight ahead of us. It had one of those tags that they have on mattresses that you aren't supposed to remove under penalty of law, but it was annoying me, so I ripped it off, anyway.

Apparently this law exists for a reason, because after I ripped it off, all of those little white things started coming out of the gigantic hole I had created and were spilling all over the place. I had to throw the darn thing away. I was distraught about destroying my pillow less than 5 minutes after purchasing it and wasting $15. It was only fitting that I should have to spend the next 10 hours on the plane with an unsupported neck.

While I was berating myself for my obsessiveness, my ex bought another neck pillow and snuck behind me and put it around my neck. Unlike me, he did not obsess over buying stuff. This became a source of many arguments later, but at the time it was a sweet and loving gesture. He was not great with words, but this one action said everything I needed to know: it's OK by me that you're obsessive, and you still deserve a neck pillow.

When memories like these pop up, it activates the same cycle of thoughts. Am I doing the right thing? Is there anything more I could do to make things work? I go through the scenario of what it would be like if we got back together, and I always come to the same conclusion: things would be exactly as they were before.

I wish choices could be more clear-cut, like on a test. But life isn't like school: answers are rarely 100% right or wrong. I have to remind myself that with any decision, there are things that I will lose. I can't make the perfect choice. I cannot escape the sadness of having to give up the good parts of our relationship.

Memories like this one make me want to cry. But at the same time, I am also thankful. Even if things didn't work out, he was a good guy. He was a good choice for many reasons. And even as we finalize our divorce, he continues to be kind and helpful. Not many people can say that at the end of a relationship.

Monday, August 11, 2014

Good Fortune

Money can't buy happiness. Beauty is only skin deep. Age is just a number. It may be an illusion that wealth, beauty, and youth bring happiness, but I have to admit, sometimes it's still a convincing one.

Earlier this summer, when I was stranded in South Carolina waiting for my car to be fixed, I had the good fortune of staying with a friend from graduate school and her family. At the time, I had been on this kick about destiny, so her daughter recommended that I read Holes, by Louis Sachar. It's about a boy who is sentenced to work at a camp for delinquent boys for a crime he didn't commit. Although it didn't seem like it at the time, he was exactly where he was supposed to be. I was working hard to stay positive about my situation, so I wondered if my reading "Holes" was meant to be, as well.

I asked my young friend what else I should read, and she recommended Where the Mountain Meets the Moon, by Grace Lin. It's about a Chinese girl named Minli who goes on a long journey to try to change her family's fortune. In the end, she learns that family is the greatest fortune of all.

Every year my college friend and I have an Inner Child Reunion. During our first reunion a few years ago, I introduced her to Sophie and she realized that she had a part of herself that was not allowed to play. So we make it a priority to get together for a few days over the summer for an extended play date. This year we could not find a mutual time to meet, so she decided to bring her son and meet me at my brother's house because I had to babysit my niece. So it was a double reunion since she, my brother, and I all went to UVA.

As usual, my friend and I lamented over the very adult burdens of money, weight gain, and aging, but without the same level of obsessiveness as before. Perhaps it was because spending several days with 4 adults and 2 actual children, in addition to our inner children, left us with less energy for lamentations. Or perhaps it was because being together helped us to be more grateful for what we have.

I'm not gonna lie. We did not become enlightened beings over the past few days. We would still like to make a little more money, lose a little weight, and slow down the aging process. But we were also reminded that we are blessed to have family and friends who enjoy singing and recording "Let It Go" for hours on end, several days in a row. How many other people can say that? (I would post one of the videos but it's kind of embarrassing.)

Perhaps it is no coincidence that I finished "Where the Mountain Meets the Moon" last night, at the conclusion of our Inner Child/College Reunion. Grace Lin was right: gratitude brings good fortune.

Wednesday, March 12, 2014

The Federer Fund

Have I mentioned that I obsess about money?

I know that money can't buy happiness--or at least there is a point of diminishing returns--and I am past that amount. But despite this knowledge, I still buy into the illusion that my life would be better if I made just a little bit more.

It's not like I want to be a millionaire or anything. But I would like to have more money in savings. Especially now that I'm single. Because if I were to get fired or become disabled, I can't count on anyone to support me. And I can't save enough to have the recommended 6 month cushion--even if I were to cut back on every unnecessary expense.

Plus there are some luxuries I'd like to be able to afford. Research says that people are happier when they spend money on experiences rather than on things. I would love to be able to go to all of the Grand Slam tennis tournaments. And I would love to be able to semi-stalk Federer. Not in a creepy way. Just go to whatever event he's playing in, even if it's in Dubai or Halle, Germany.

Like many writers, I have the fantasy of having a best seller and making millions of dollars. But the more I read about publishing, the more I realize that this is about as likely as winning the lottery. But we all need something to fantasize about. Plus, someone has to win the publishing lottery. Why not me?

Sometimes it's hard to be patient and focus on writing these blog posts, which I make absolutely nothing for, knowing that it will probably take years before anything happens--if anything were to happen. Federer might be retired by then.

Don't get me wrong--I'm glad my blog is helping people. That's why I started it. But is some monetary compensation too much to ask for when I am potentially helping more people than I do in my real job?

I've been brain-storming some ways that I can make money from my blog now, while Federer is still playing. You know how when you go on a tour and the guide tells you at the end that tips are greatly appreciated? I could tell readers that if they liked the psychological tour provided by this post, they can make a donation to the Federer Fund.

I think this strategy is better than charging people for buying a mini-book or putting ads on my blog. Not that there's anything wrong with those strategies. I just think it would be more consistent with the theme of my blog to appeal to people's altruistic side. Sort of a reciprocity thing.

I could even do a YouTube video where I charm people into making donations. I think I'm much more convincing in person. I could video myself looking sad because I'm watching Federer play on my low definition small screen TV from thousands of miles away.

I mean, if you had a chance to see shots like this one in person, wouldn't you do whatever it takes to make that happen?

Be Productive! Or Not

You know that saying you can never be too rich or too thin?  I think they should add productive in there, too.  Because as much as I would love to be richer and thinner, I judge myself the most harshly for not being productive.  Which is weird, because I am the queen of productivity. 

Even if I only have a few minutes to spare between clients, I have to do something. Write my progress note. Answer an email.  Read a paragraph of an article.  Check my blog stats. I can't just sit there and wait for the person to show up.  That would be wasting time.

I feel the same way about watching TV. I need to do something else at the same time--like knit, or make jewelry, or do something blog-related. Or I have to get up during every commercial break and do something useful, like pick out my clothes for the next day. Sometimes I'm so obsessed about what I'm going to do during the commercial that I can't focus on what I'm watching. Even if it's something I love, like a tennis match with Federer or a UVA basketball game.

This need to be productive makes it hard to cope with down time. Because of the nature of my job, I will have prolonged periods of stress followed by prolonged periods of having nothing to do. My drill sergeant will try to fill in the gap by making up a bunch of mandatory chores. Do some laundry! And then go to the gym! You're wasting money on that membership! And figure out some way to make more money!

It makes my time off so depressing that I can't get out of bed until I am propelled by shame because I've slept the day away. And then I cram in all of the things that the drill sergeant wanted me to do in a short period of time. Sort of like procrastinating until the night before the exam. Which I never did when I was in school, because that would have been unproductive.

This is another reason why I prefer the concept of self-worth over self-esteem. In order to have high self-esteem, you have to earn it. You have to accomplish something, or make money, or get in shape. This proves that you're important. This justifies your existence.

And even when you are successful at being richer or thinner or more productive, it doesn't really lead to high self-esteem like it's supposed to. Because you didn't do anything special. You just made up for what you should have been doing all along. You were underachieving before. So there are really no winners in this game of moving targets. Not for me, at least.

Today I saw 9 clients.The maximum number of clients that I can schedule in one day is 7.  But today I had to squeeze in 2 emergencies. I was brain dead by the time I got home. So you know what I decided to do at 11 o'clock tonight? Finish this blog post on productivity. Which I started during my lunch break.

It's always good to end the day with a little irony.


Thursday, September 26, 2013

Massage: Stress relief?

Last year around this time I started having neck pains so severe that they were affecting my sleep. Because I'm used to ignoring pain, it took me a few weeks to realize that it might help to massage the back of my neck.  Once I did this I found a big lump and I freaked out.  I have a friend who had Cushing's disease and she had a lump in the back of her neck, so I worried that maybe I had that.  Or maybe I had a tumor.  It was the weekend before Labor Day and there was no way I was going to get in to see a doctor right away so I saw my boss, who is the physician at our health center.

Much to my relief, she said the knot in the back of my neck was from stress and gave me some strategies for dealing with it.  She said that after a few days it should be better.  But it wasn't getting better.  So I decided that I better up the ante and get a 30 minute massage.  But instead of finding the instant relief I was hoping for, I found out that my entire upper body was so tight that it would take her several sessions just to get to the deeper muscles.

The whole getting a massage to reduce my stress thing became another cycle to agonize over just like sleep.  It was clear I needed massages; sometimes I could feel my muscles tensing up later that day after I had just gotten one.  So at first I had to go weekly, and then every other week.  The only problem is I don't have money to get massages regularly, so I would obsess the entire time about how much it was costing me.

I would try not to.  I would try to do what I tell my clients to do--focus on the experience of it, focus on where she is touching you.  This is your time to relax.  This is making your money count.  You deserve this--need this--to function.  But I'm really, really, obsessive.  In fact, somehow even though I wasn't saying anything out loud, my massage therapist could tell that I was obsessing the entire time.

We finally worked out a schedule where I got a discounted rate since I have to go so regularly.  And I put the max into my flex spending account and have a doctor's note saying that I need the massage for my neck pain, which has helped me stop obsessing about the money.

But I obsess about other things during my massage, too.  It's stressful scheduling one because once the semester starts, I have appointments every hour with just 10 minutes to get things done in-between.  I would get my massage at 9 and then rush back for my 10 o'clock appointment.  And then I would see back-to-back clients.  By the end of the day I was stressed again.

The other problem is that my muscles are so tight that even weekly massages are not enough.  I need to stretch every day, several times a day.  Especially my chest muscles.  And I should be doing yoga.  I actually have massage homework.

I hate yoga.  Well, maybe that's too strong of a word.  I recommend it to clients all the time for relaxation/meditative purposes.  It just never seems worth doing to me, personally.  I'm used to focusing on exercise that is fun, burns calories, or builds muscle.  I stretch after these activities, but stretching just for the sake of flexibility and stress management?  Boring!  Even though feeling my chest muscles release after stretching was an eye-opening experience, I cannot motivate myself to do yoga.  Not to save money.  Not to reduce stress.  Not for anything.  So I just feel guilty and stress about it every day that I don't do it.

But I try.  I've always been a good student, always done my homework, so I do make an effort.

Last night I was in bed by 12:30 and did my nightly routine. I made coffee and packed food so I could save money.  I got my massage and scheduled another one in two weeks.   It wasn't too busy of a day, but on the way to my tennis match I was so tired I was falling asleep at the wheel.  It started to rain and I was actually thankful that we had to reschedule.  When I got home around 8:30 I fell asleep on the couch and didn't wake up until 1:30 am, at which point I had to get up and do my nightly routine.  Still an exhausting day.

But on the bright side, I did fall asleep early.  And I've already gotten about 5 hours of sleep in.  And I finished another blog.  So that's something.

Massage!
Olindapully Photography (olindapullyphotography.com)

Divorces

I was married once.  Ok, twice.  Twice unsuccessfully.  And I have to say, it kind of hurts your feelings to have 2 divorces. One is ok.  Normal, even.  Two starts to look bad. That's why I have decided never to get married again. I have not gone through the legal steps to officially get divorced.  That way if I ever have the crazy notion that I want to get married, I'll have to do a lot of stuff first.

Admittedly, there are other reasons I haven't officially gotten divorced.  I don't think that it's up to the court to decide when my marriage has ended.  I felt like it ended when I bought my own place.  And at that point we no longer shared any property or bank accounts. But I do still have some of my stuff at his house because my place is so small.  I guess if someone ever moves in with him I'll have to rent storage or something.  But I don't have to obsess about that today.  Although I was about to.

Also, it costs money to get divorced, and despite being a professional, I am just making it month to month.  I suspect I must be doing something wrong since the average salary for an entire family is less than what I make, but that is for another post. If we got divorced I would have to pay for it all because he didn't want to get divorced. 

This last reason is irrational, but whatever. People do all kinds of irrational things. Even psychologists. Even though I already tell people I have two divorces, it's different in my mind to actually have two separate slips of paper saying you're divorced. They're not even full sheets of paper. And it's not anything important looking like a certificate. Like when Homer Simpson got a certificate and a stamp that said Not Insane after he was released from the mental hospital. I love that episode!  Maybe they should give you something like that when you get divorced so you know it's important.

In fact, the slip of paper looked so unimportant that the first time I got divorced I threw the thing away. But then when I was getting married again I found out that you actually need that little slip of paper, so then I had to get a copy of it.  Which I did keep this time.  Although I have no idea where it is at the moment.  But that's OK, because I'm not getting married again.

Despite my claims that this slip of paper is not important, I don't want two of them on my record.  It's like having two strikes against you.  Two reminders that you have not been able to successfully maintain a marriage.  And who needs that?

However, if my unofficial ex were ever to ask for a divorce because he wants to get married, I would do so. That way he would have to pay for half of it.